THIRD SCHEDULE
(See section 29)
33[Form A
Form of Balance Sheet
Balance Sheet of________________(here enter name of the Banking Company)
Balance Sheet as on 31st March______________(Year)
(000’somitted)
Capital and Liabilities
Schedule
As on 31-3-....
current year)
As on 31-3-....
(previous year)
1
2
3
4
5
Capital
Reserves and surplus
Deposits
Borrowings
Other liabilities and provisions
__________ __________
Total __________ __________
ASSETS
Cash and Balances with Reserve
Bank of India
Balances with Banks and money at
call and short notice
Investments
Advances
Fixed Assets
Other Assets
Total
Contingent liabilities 12 Bill for collection
6
7
8
9
10
11
__________ ___________
__________ ___________
SCHEDULE I
Capital
As on 31-3....
(current year)
As on 31-3....
(previous year)
I. For Nationalised Banks
Capital (Fully owned by Central
Government)
II. For Banks incorporated outside India
Capital
(i) (The amount brought in by banks
by way of Start-up capital as prescribed
by RBI should be shown under this head)
(ii) Amount of deposit kept with the RBI Under section 11(2) of the Banking Regulation Act, 1949.
__________ __________
Total ____________ ___________
III. For other Banks
Authorised Capital (Shares of Rs.....
each)
Issued Capital (Shares of Rs..... each)
Subscribed Capital (Shares of Rs..... each)
Called-up Capital (Shares of Rs..... each)
Less : Calls unpaid
Add : Forfeited shares
SCHEDULE 2
Reserves and Surplus
As on 31-3....
(current year)
As on 31-3....
(previous year)
I. Statutory Reserves
Opening Balance
Additions during the year
Deductions during the year
II. Capital Reserves
Opening Balance
Additions during the year
Deductions during the year
III. Share premium
Opening Balance
Additions during the year
Deductions during the year
IV. Revenue and other Reserves
Opening Balance
Additions during the year
Deductions during the year
V. Balance of Profit and Loss Account
__________ __________
Total (I, II, III, IV and V) __________ __________
SCHEDULE 3
Deposits
As on 31-3....
(current year)
As on 31-3....
(previous year)
A.I. Demand Deposits
(i) From Banks
(ii) From others
II. Savings Bank Deposits
III. Term Deposits
(i) From Banks
(ii) From others
___________ ___________
Total (I, II, III) ___________ ___________
B. (i) Deposits of branches in India
(ii) Deposits of branches outside India
___________ ___________
Total ___________ ___________
SCHEDULE 4
Borrowings
As on 31-3...
(current year)
As on 31-3.... (previous year)
I. Borrowing in India
(i) Reserve Bank of India
(ii) Other Banks
(iii) Other institutions and agencies
II. Borrowings outside India
___________ ___________
Total: (I and II) ___________ ___________
Secured borrowings included in 1 and
II above—Rs.
SCHEDULE 5
Other Liabilities and Provisions
As on31-3....
(current year)
As on 31-3....
(previous year)
I. Bills payable
II. Inter-office adjustments (net)
III. Interests accrued
IV. Others (Including provisions)
___________ ___________
Total: ___________ ___________
SCHEDULE 6
Cash and Balances with Reserve Bank of India
As on 31-3....
(current year)
As on 31-3....
(previous year)
I. Cash in hand
(Including foreign currency notes)
II. Balance with Reserve Bank of India
(i) in Current Account
(ii) in other Accounts
___________ ___________
Total: ___________ ___________ (I and II)
SCHEDULE 7
Balances with banks and Money at Call and short Notice
As on 31-3....
(current year)
As on 31-3.... (previous year)
I. In India
(i) Balances with banks
(a) In Current Accounts
(b) In Other Deposit Accounts
(ii) Money at call and short notice
(a) With banks
(b) With other institutions
___________ ___________
Total: ___________ ___________ (I and II)
II. Outside India
(i) in Current Accounts
(ii) in Other Deposit Accounts
(iii) Money at call and short notice
___________ ___________
Total: ___________ ___________ (I, II and III)
___________ ___________
Grant Total: ___________ ___________
(I and II)
SCHEDULE 8
Investments
As on 31-3....
(current year)
As on 31-3....
(previous year)
I. Investments in India in
(i) Government Securities
(ii) Other approved securities
(iii) Shares
(iv) Debentures and Bonds
(v) Subsidiaries and/or joint ventures
(vi) Others (to be specified)
_____________ _____________
Total: _____________ _____________
II. Investments outside India in
(i) Government securities (Including local
authorities)
(ii) Subsidiaries and/or joint ventures abroad
(iii) Other investments (to be specified)
___________ ___________
Total: ___________ ___________
Grand Total (I and II)
SCHEDULE 9
Advances
As on 31-3....
(current year)
As on 31-3....
(previous year)
A. (i) Bills purchased and discounted
(ii) Cash credits, overdrafts and loans
repayable on demand
(iii) Term loans
___________ ___________
Total: ___________ ___________
B. (i) Secured by tangible assets
(ii) Covered by Bank/Government
Guarantees
(iii) Unsecured
Total: ___________ ___________ C.I. Advances in India (i) Priority sectors (ii) Public sector (iii) Banks (iv) Others
Total: ___________ ___________
II. Advances Outside India
(i) Due from banks (ii) Due from others
(a) Bills purchased and discounted
(b) Syndicated loans
(c) Others
Total: ___________ ___________
___________ ___________
Grand Total; (C.I. & C.II) ___________ ___________
SCHEDULE 10
Fixed Assets
As on 31-3....
(current year)
As on 31-3....
(previous year)
I. Premises
At cost as on 31st March of the preceding year
Additions during the year
Deductions during the year
Depreciation to date
II. Other Fixed Assets (including furniture and
fixtures)
At cost as on 31st March of the preceding year
Additions during the year
Deductions during the year
Depreciation to date
___________ ___________
Total: (I and II) ___________ ___________
SCHEDULE 11
Other Assets
As on 31-3....
(current year)
As on 31-3....
(previous year)
I. Inter-office adjustment (net)
II. Interest accrued
III. Tax paid in advance/tax deducted at source
IV. Stationery and stamps
V. Non-banking assets acquired
in satisfaction of claims
VI. Others*
_____________ _____________
Total: ___________ ___________
SCHEDULE 12
Contingent Liabilities
As on 31-3....
(current year)
As on 31-3....
(previous year)
I. Claims against the bank not acknowledged
as debts
II. Liability for partly paid investments
III. Liability on account of outstanding forward exchange contracts
IV. Guarantees given on behalf of constituents
(a) In India
(b) Outside India
V. Acceptances, endorsements and other obligations
VI. Other items for which the bank is contingently liable
___________ ___________
Total: ___________ ___________
FORM 'B'
Form of Profit and Loss Account for the year ended 31st March (year)
Schedule
No.
Year ended 31-3 .....
(current year)
Year ended 31-3 .....
(previous year)
I. Income
Interest earned 13 Other Income 14
___________ ___________
Total: ___________ ___________
II. Expenditure
Interest expended 15
Operating expenses 16 Provisions and contingencies
___________ ___________
Total: ___________ ___________
III. Profit/Loss
Net Profit/Loss (-) for the year
Profit/Loss (-) brought forward
___________ ___________
Total: ___________ ___________
IV. Appropriations
Transfer to statutory reserves
Transfer to other reserves
Transfer to Government/proposed dividend
Balance carried over to balance sheet
___________ ___________
Total: ___________ ___________
SCHEDULE 13
Interest Earned
Year ended on
31-3 ……..
(current year)
Year ended on
31-3 ……….
(previous year)
I. Interest/discount on advance/bills
II. Income on investments
III. Interest on balances with Reserve Bank
of India and other inter-bank funds
IV. Others
___________ ___________
Total: ___________ ___________ SCHEDULE 14
Other Income
Year ended on
31-3...……
(current year)
Year ended on
31-3...……
(previous year)
I. Commission, exchange and brokerage
II. Profit on sale of investments
Less : Loss on sale of investments
III. Profit on revaluation of investments
Less : Loss on revaluation of investments
IV. Profit on sale of land, buildings and other assets
Less : Loss on sale of land, buildings and other assets
V. Profit on exchange transactions
Less : Loss on exchange transactions
VI. Income earned by way of dividends etc.
from subsidiaries/companies and/or joint
ventures abroad/in India
VII. Miscellaneous Income
___________ ___________
Total: ___________ ___________
SCHEDULE 15
Interest Expended
Year ended on
31-3...…….
(current year)
Year ended on
31-3..……
(previous year)
I. Interest on deposits
II. Interest on Reserve Bank of India/
Inter-back borrowings
III. Others
___________ ___________
Total: ___________ ___________
SCHEDULE 16
Operating Expenses
Year ended on
31-3...…..
(current year)
Year ended on
31-3…..... (previous year)
I. Payments to and provisions for employees
II. Rent, taxes and lighting
III. Printing and stationery
IV. Advertisement and publicity
V. Depreciation on Bank's property
VI. Director's fees, allowances and expenses
VII. Auditors' fees and expenses (Including branch auditors)
VIII. Law charges
IX. Postages. Telegrams, Telephones, etc.
X. Repairs and maintenance
XI. Insurance
XII. Other expenditure
___________ ___________
Total: ___________ ___________
| 