13. The rights of the foreman.- The foreman shall be entitled.- (a) In the absence of any provision in the chit agreement to the contrary; to obtain the chit amount at the instalment specified in the agreement. (b) To such commission or remuneration not exceeding five percent of the chit amount as may be fixed in the chit agreement; (c) To receive and realize all contributions from the subscribers and to distribute the prize amounts to prized subscribers and the dividend among the subscribers; (d) To demand sufficient security from any prized subscriber for the due-payment of future subscriptions; (e) To substitute subscribers in the place of defaulters; and (f) To do all other acts that may be necessary for the due and proper conduct of the chit. | 
